ZIP home

- David J Adams
- NMLS 2184146
- 941-255-3342
- David@custom-mortgage.biz
Mortgage Calculator
Get a sense of the costs of buying a home with our monthly mortgage calculator.
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An annual or semiannual tax that is assessed, collected, and used by your local government for community funding. Commonly this is escrowed and included in your monthly mortgage payment.
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An insurance policy that protects your property and belongings from damage and destruction (also known as Hazard Insurance). It also can protect you from liability if damage or injury is caused to other people on your property.
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Homeowners Association fees (or dues) are used to cover services and amenities in the community or neighborhood the property is in.
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An insurance policy that protects a lender if a borrower defaults on their loan. Having Mortgage Insurance can make it easier for buyers with smaller down payment amounts to buy a home.
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Making a larger monthly payment on your mortgage can help save on your interest and pay off the mortgage sooner. Make sure to check there aren't limits or charges for early payoffs first.
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You can make interest only payments for the selected amount of years before making principal and interest payments. During this period you still can make interest only payments, as well.
- Mortgage Payment (P&I)
- $0(100%)
- Property Tax
- $0(0%)
- HOA Dues
- $0(0%)
- Homeowners Insurance
- $0(0%)
- Mortgage Insurance
- $0(0%)
- Total Monthly Payment
- $0
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David is a 24 year resident of the sunny state of Florida and prides himself in his knowledge of many different areas in the state, such as St. Augustine and his hometown area of Clewiston. David joins us as a knowledgeable loan officer and looks forward to serving you with honesty, integrity, and tenacity. A go-getter and a friend, David will be sure to place you in the right mortgage for your needs and guide you through the process with ease. With both marketing and business degrees from Flagler College, David has the education to ensure you feel secure and clear about the process and the steps to get you to closing.